Get the latest buzz from Loudoun

February 20th, 2017

Did you know that Loudoun County has a text/email alert system? Whether you have been a long time resident or are considering moving to the area, sign up to be notified about anything and everything – from Loudoun County School closings and delays to traffic snarls on Route 7.

It’s super easy to register. Start at the Loudoun County website here: https://www.loudoun.gov/alert

At Ask Gina & Company we love living and working in Loudoun. If you want to stay on top of the real estate market, sign up here!

pierpointmainpeek

I love living in NOVA because….

February 1st, 2017

You have strong feelings about where you live and we want to know what they are! Gina Tufano is writing an article for a local magazine and needs a lil bit of help (OK, a lot!) The areas that are highlighted are in Loudoun and Fairfax Counties. Specifically if you live in Ashburn, Leesburg, Purcellville, Great Falls, Middleburg, Reston, or Sterling – we want to hear from you.

This isn’t a real estate survey – more of getting the collective vibe of an area. The article will be done in Family Feud style (100 people surveyed, top 5 answers are on the board) and is super cute! If you would take a minute to respond to the survey (and share with your friends/neighbors to do the same) we would totally appreciate it! Who knows – one of your answers could lead to your 15 minutes of fame too! Tho we know y’all are rockstars already! ūüėČ

THANKS!

https://goo.gl/forms/DeINKrREjHFS0cAp2

Loudoun County Short Sale? Me?

January 31st, 2017
How do I avoid foreclosure?

How do I avoid foreclosure?

A short sale, me?

You bought your Loudoun home over a decade ago. It was a time when you were full of dreams and possibilities. The Northern Virginia real estate market was going up, you did your homework, plunked down your savings and bought a piece of the American Dream.

The market took a sharp decline, and you held on. You had a good job, good credit, and knew that it would eventually rebound. You decide to be true to your responsibilities and wait for the recovery. After all, you like where you live and it’s only temporary.

Over the years things change….life happens. Maybe you get a new job in another location or you get married and have a few children – perhaps you become an empty nester or go through a divorce. You might have decided to rent the property and move to something that works better for you – closer to work, more space, or less maintenance. But the rent doesn’t cover the mortgage, and each month you fall just a little bit further behind. The HVAC goes out, you need a new roof, the car is on it’s last legs, daycare costs a fortune or medical bills add up….it gets harder and harder to hold on.

You check the real estate values and see that they have recovered somewhat. Whew. Then you look at your loan balance when your rate comes up for adjustment and realize you are still upside down, and sinking.

How could this happen to you? The responsible one, never missed a payment in your life. Except for that one bounced check in college your financial history is flawless, and now here you are, googling short sales and how to no have your house be foreclosed upon.

It’s like a new world with a new language. HAFA, REO, deficiency judgement, BPO, investor, hardship letter, and who the heck are Fannie and Freddie anyway?

You are not alone. The last 2 years at Ask Gina & Company we have seen more people with 750+ credit scores and impeccable payment histories with good jobs turn to the short sale process to avoid foreclosure of their Virginia home. They have held on as long as they possibly could and are relieved to know there is a way out.

We discuss their situation, offer up options, and work together towards a solution.

If this scenario sounds familiar and you are ready to get out from under and move on, give us a call today. We have successfully negotiated short sales for 10 years now and have the resources and experience to help. All conversations are held in the strictest of confidence.

703-574-3478 or you can ask that we contact you.

* A personal side note, I was that person. I bounced one check my entire life when I was 18. I never had a late payment until I was in my mid 30’s and had to walk down the short sale path. I had an 800 credit score. I have a good income. I also had a property that was several hundred thousand dollars in the hole, and my family life had changed from dual income, 2 kids to single mom, 3 kids. A short sale was the way to avoid foreclosure and begin a new chapter in my life. It wasn’t an easy decision, however it was best to face the challenge head on and do what was needed to provide for my family. Believe me when I say I can relate. xo

Santa visits Loudoun and this is what he says….

December 22nd, 2016

Vote AGC Best of Loudoun

“Naughty or Nice, vote GINA for Loudoun’s Best Realtor, because she has SPICE!” – large man in a red suit

Ask Gina & Company, a Northern Virginia Real Estate Team, is super excited to have been nominated for The Loudoun Times Mirror “Best of Loudoun” in the residential Realtor category for 2017! We are listed among some amazing Virginia real estate agents and are over the moon to be considered. We do need YOUR help to win. Please take a moment to vote for us – Santa says so! ūüéÖūüėČ‚úĒ

1) Click: http://northernvatimes.secondstreetapp.com/l/best-of-loudoun-2017/Ballot/RealEstateConstructionHomeImprovement

2) Scroll down to “Residential Realtor”

3) Scroll and click “VOTE” next to “Gina Tufano, Ask Gina & Company, Pearson Smith”

Wait! Who is AGC? And why should I vote?

Gina Tufano has been a Loudoun County real estate agent since 1996. She runs a team of dedicated agents who blend life and livelihood, friends and family, work and play….who believe that it’s our duty, our responsibility, and our privilege to bring our best when helping people navigate the waters of one of the biggest financial transactions of their lives. Together we bring decades of experience, a wicked sense of humor, strong moral compass, top notch negotiation tactics, a track record of success, a support team of proven professionals behind us, and, most importantly, we bring our whole selves – heart, passion, sass, and skill. If that sounds like something y’all can rally behind, we’d love your vote.

THANK YOU!!

How important is pricing your Loudoun real estate when it is time to sell?

December 12th, 2016

Short answer: VERY!

At AGC we knew the impact – although we were still surprised – even after 20+ years in real estate – by the results of this recent National Association of Realtors survey. Turns out that even if you price your home AT MARKET VALUE when you decide to sell it (not a little above “for negotiation purposes”) only 60% of potential buyers will even SEE IT! That is pretty powerful!

An accurate price is one of the BIGGEST things you can do to sell your house. At Ask Gina & Company our agents perform a thorough market analysis to determine your property’s value in our local real estate market. We won’t artificially inflate it to test the waters or win the listing – that isn’t doing our clients any justice. AGC prefers to provide value from our experience and knowledge of the current Virginia market conditions to come up with what we think will generate the best possible net price for YOU in the end. History shows that a property fetches the most money when it is staged well, priced correctly and doesn’t languish on the market. With just a bit more than half of the Virginia homebuyers even LOOKING at a properly priced home, it would only hurt the bottom line more by trying for a higher number.

If you are thinking of selling your Loudoun home – relocating from Ashburn to Leesburg or across the country from Virginia to California – call or text Ask Gina & Company first, for a FREE, no obligation consult, to help you make the most out of what is likely your biggest financial investment of all time – your house. 703-574-3478

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AGC has been ELFED! Loudoun’s real estate listings have a festive visitor!

December 1st, 2016

Loudoun County are you ready? The holidays are upon us. Tis the Season!

Ask Gina & Company loves living and working in Loudoun County – and while we work hard, we also play hard. Join us in our fun and games this December as we discover the Elf on a Shelf hiding in our listings. There’s a sweet prize for the one with the most finds. A gift package valued at $250 – including a certificate to Loudoun’s own Evergreen Sportsplex!

Details in our facebook post below.

Happy House and Elf Hunting!

– Gina, Jen, Maegan, Kim & Shelly – the AGC elves! #AGCelves

Love wine and golf? This home in Lowes Island is for you!

November 7th, 2016

Townhouse in STERLING, VA


Overview
Maps
Photos
IDX Search

$2,800
Residential Rental
Main Features
3 Bedrooms
3 Full Bathrooms
2 Half Bathrooms
Interior: 3,217 sqft
Year Built: 2012
MLS #: LO9773768
Location
20211 CENTER BROOK SQ
STERLING, VA 20165
USA

Gina M. Tufano

Gina M. Tufano

Keller Williams Realty Loudoun Gateway
(703) 574-3478
[email protected]
http://www.ask-gina.com

        

Listed by: Keller Williams Realty

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The real DEBATE – sell before or after the holidays?

October 11th, 2016
Sell in spring! Sell during the holidays!

Sell in spring! Sell during the holidays!

One of the most common questions I am asked as an agent is “When is the best time to sell my house?”

The real answer is to sell your property when you need or want to. ¬†Every market has it’s pros and cons. Every¬†house will sell in any market when priced right for condition and location – with our without a wreath on the door. Statistically speaking….the last two months of the year in Loudoun have more cash buyers than the first two – interesting. ¬†I would suspect this has something to do with annual¬†financial reviews – for instance getting investments in during the tax year. November and December are months when the “DAYS ON MARKET” tend to be less – people who move during this time frame are more likely to be relocation or strategic purchases – serious buyers. January and February we see a much lower supply in properties on the market – homes that were taken off during the holiday season haven’t popped back on yet and the spring market is just starting to percolate – this translates into less competition for a seller. ¬†The start of the year we also see more properties being placed under contract – the spring buyers come out before the houses are ready and begin their transaction now with settlement scheduled a month or two later.

What does this mean for the average Ashburn buyer or seller?  The right time to buy, sell, or invest in

real estate is when it is right for you. A professional real estate agent will be able to provide you with insight as to what your community statistics are and guide you to update, price and promote your biggest asset to get you your largest return – whether you have been naughty or nice ūüėČ

We’d¬†be happy to meet with you to strategize¬†what is best for you and your future. Please feel free to call us or fill out our online request for a free, no obligation consult to begin the process.

 

Happy Holidays!

703-574-3478

 

 

What’s a title company? homebuying 101

July 14th, 2016

When buying¬†your new Northern Virginia home sweet home – the closing tends to occur at a “title company” or “settlement company”. ¬†For those coming from out of the commonwealth where an attorney or mail away purchase may be more typical – this can be a bit confusing. ¬†Our friends at Vesta¬†Settlements, a Loudoun real estate title¬†company,¬†have this handy dandy info sheet that will help answer all of your questions.

A snippet of what’s on the 411:

“What does a title company actually do? – The title company plays two roles. A title company is an insurance agent, selling title insurance to protect purchasers against claims that can be made against the title (ownership) to the property…..A title company is also your closing or settlement agent….managing the closing process as well as conducting the closing itself.”

There is a ton more useful info in here.

At Ask Gina & Company we strive to provide you with the best when it comes to your biggest life purchase. Did you know that 1 in 5 title searches reveal a problem? If one were to pop up on your new Ashburn home, the right team of professionals could make all the difference. Call or text us today for more information or access to our network of top notch providers. 703-574-3478

 

home buyer title insurace

The title company can bring you home!

 

Click here to view property grid.

 

Loudoun County Market Stats

February 27th, 2016

Can you feel it?  The Northern Virginia real estate market is heating up!  After a lackluster performance in 2015, the new year is starting off with a BANG! Gina Tufano and her team are seeing multiple offers, escalation clauses and shorter time on the market.  What does this mean for you?

As a buyer, get your ducks in a row!  Meet with one of our buyer specialists to learn about the process before falling in love with a Loudoun home online or in an open house.  Make certain that you understand the mortgage process and are holding that golden ticket (a preapproval letter) in your hand prior to writing an offer on your forever home.

As a seller – staging, marketing, and pricing all play a big part in taking advantage of the low inventory. ¬†Make your first impression with a bang! The more exposure your property has, the more potential for profit for you. ¬†As you look around, you’ll notice that while some houses sell right away and for top dollar, others languish on the real estate market without nary a nibble. Don’t be left in the cold, call Gina today for your personalized market analysis and find out what it takes to be on the winning side.

The most recent Loudoun County sales statistics tell the story. ¬†Year over year closed sales are up almost 15%, median¬†sales price is up over 7%, median days on market is down 15%….all of this leads to quicker sales and a more robust real estate market!

 

Loudoun County Real Estate Market Stats Jan 2016

Loudoun County Real Estate Market Stats Jan 2016

 

AGC is the leader in Loudoun County Real Estate – voted Best of Loudoun for 2016 and consistently ranking in the top 5% year after year – we can help you spot the trends and navigate the local real estate market. Call Ask Gina & Company today for your personal consultation and find out the best way to get your next home sweet home 703-574-3478 or ask-gina.com

 

Click here to view property grid.